Pick and Pay later with M-KOPA is a device financing proposition that offers customers an opportunity to acquire smartphones and pay later in installments. All customers with active mobile money accounts are eligible to acquire an   M-KOPA device.

Getting Started

Customer visits selected MTN service centers or designated M-KOPA shops to be onboarded.

At the onboarding stage, customer’s details (Customer Name, ID, Phone number, Customer’s alternative number) are captured and verified.

Once verification is successful, sales representative proceeds to help customer log in and launch the M-KOPA App on the allocated device for customer account registration.

Customer pays a specific amount as initial deposit and this varies based on the device model as well as first part of the installment.Subsequent payment can be done either daily, weekly or monthly via MoMo as per customer’s preferred payment plan via USSD *718*287#.

In case of default, device will be locked temporarily, however customer will have the option to make payment via mobile money to revoke lock.


Device Models    Data Offer                       Validity
Samsung A23   2GB monthly                  6 months
Samsung A03   2GB monthly                  6 Months
Samsung A03 Core   1GB monthly                  6 Months

Samsung A13            2GB monthly                   6 Months


Terms and conditions

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